Call: North 09 930 6260 - Central 04 595 4050 - South 03 595 5200

Why You Need Boat Insurance

Just like car insurance, boat insurance can cover all the things that might happen to your boat, like accidental and malicious damage, fire, theft of and from the boat, or issues when trailering.

Your policy can also cover your moored boat when it is out of the water, or your trailer boat while it is being moored, as well as third-party damage.

Fortunately, calling round dozens of insurers for a quote has been consigned to history – with Saffron, you only need to fill out this single form. We’ll check your details and get you quoted on the best policy for your circumstances.

  • Your boat or other watercraft’s value
  • Your normal home address if trailered
  • Security arrangments
  • Your skipper profile – any convictions or major claims in the last 5 years

What Your Broker Saffron Will Do

..So much of the “hassle” with boat insurance is the time factor: being without the vessel,  having to make other arrangements, arranging recovery and repairs:

  • Service &  Claims – we’re on your side, rather than the insurers.
  • Best Package / Competitive terms – we can search the whole market for the best package for your type of watercraft.

If you should have to make a claim, our insurers use trusted repairers to get you back on the water as soon as possible. Getting you the right boat cover in the first place means that there will be no problems when you have to make a claim.

Did You Know This About Boat Insurance?

Things you might not have thought of – boat insurance policies can also cover a range of other situations you might not think of, here are some lesser known items:

  • Vermin infestation
  • Other people’s property: including infrastructure such as marina pontoons and piles – many marinas around New Zealand now require berth-holders to have marine insurance with specific levels of coverage
  • Cover for not only the damage to the boat, but also ancillary recovery costs, such as removal of fuel.

Get advice, Get a Quote, Get Cover.

The myriad of options can quickly get confusing  – how do you make sure you are getting right cover you need AND the best premium? We can advise on Vehicle security, flood cover, optional extras on your insurance, how quotes are calculated, claim rejections, how driving convictions impact on premiums and money-saving tips – ask at your leisure.

For more information or an obligation-free boat insurance quote, complete the form, and your Saffron Business Insurance Broker will contact you shortly.

Further extensions can be provided for Marine Cargo and Travel. Premiums are based on a multitude of factors including type and usage of vessel, region used, and claims history. Quotes and premiums are adjusted on the above factors as well as owners qualifications and history.

Saffron can provide cover for all of your boat insurance needs, as well as Property, Personal, Business, Liability, Life, Vehicle, and more. We tailor-make packages to suit your requirements, dependent on your needs.

Having the right boat insurance in place offers you peace of mind, and makes your finances safer. Getting a Boat or Watercraft insurance policy means you can let your broker and insurer deal with any problems, while you get on with running your life or your business.

Our experienced Saffron Insurance Brokers can help you get the right insurance cover, by assessing your specific needs, and recommending the best value insurance solutions, whilst still maintaining the highest standard of cover.

What Clients Are Saying:

Tammy, you’ve been an absolute pleasure to deal with. The premium was fantastic!

Geoff Kelly

Great service, great attitude – it’s how getting insured should be – EASY AS! thanks Saffron Business Insurance for a superb start to what I expect to be a long standing relationship. Mal Snaize IT Consultant.

Mal Snaize, IT Stuff

Excellent customer service support when required, great knowledge of insurance options.

Wild Appetite
Albany, Auckland

Absolutely Fantastic Fast , Friendly and very professional. This is what every Kiwi business needs to strive to achieve. Saffron Insurance is exemplary.

Eddie Hania, PlastiCard
East Tamaki, Auckland

Our request for Liability Insurance was not run of the mill, yet Saffron (Bianca Painter) went out of their way to assist. The help we got from Bianca was excellent. Our request for public liability insurance was not standard and she was able to use her industry knowledge to provide what we needed. Excellent industry knowledge and service!

Linda Otto
Upper Hutt, Wellington

Our previous broker just rolled us over each  year without seeming to do much, Saffron went  the extra mile to find the best cover for us, including investigating overseas markets.

Cameron B

A pleasure and an honour to deal with.

Rachel P

We have dealt with Bianca Painter at Saffron Business Insurance. Bianca’s knowledge of the insurance business, together with the service that has provided by her, has made our insurance portfolio more efficient and easier to understand. Bianca is always available to help with any query or problem and it has been an absolutely pleasure dealing with her. Would highly recommend this company.

Clare Ormerod, Wild Appetite
Albany, Auckland

Thank you for your patience, I must say  you have been very easy and professional  to deal with, we thank you for this

Karen R

Saffron helped us make cost saving changes to our policies which didn’t reduce our cover at all, and which we would never have spotted; that’s when you realise you’re being dealt with by a true professional.

Ian T

Management Team:


Bianca Painter
CIP, ANZIIF Snr Associate

Steve Shimwell
Business Development Director

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Saffron Business Insurance Limited is a Commercial Insurance Broker, a member of the Insurance Brokers Association of New Zealand (IBANZ) (, and a member of PSC Connect (, which is a Steadfast Group Limited ( Network Broker, an intermediary network that assists insurance brokers in day-to-day management, expertise, and the compilation of a number of specially written policies for the benefit of our clients. Saffron Insurance's Physical Office is located at: First Floor, 1 Alice Ave, Orewa, Auckland. Our main remuneration for services is calculated as either commission paid to us by the insurer or underwriting agency, or a fee paid by you, or a combination of commission and fee; a full Disclosure Statement is available from your appointed broker. FINANCIAL SERVICES COMPLAINTS LTD (FSCL) ( Under the Financial Service Providers (Registration and Dispute Resolution) Act 2008, all individuals that are providing advice about Fire & General Insurance Products are required to be registered and have an approved external dispute resolution provider. Saffron Insurance together with PSC Connect have chosen Financial Services Complaints Limited (FSCL) to be our provider. FSCL provides dispute resolution services to participating financial service providers (FSPs) and their clients. The FSCL process focuses on resolving complaints through conciliation and assisted negotiation, and is also able to make formal Determinations which are binding on Financial Service Providers.

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